GNEC Loan Programs

GNEC has two main loan programs below. Who are these loans for?

  • For startup micro-entrepreneurs seeking seed capital.
  • For seasoned entrepreneurs looking to expand their business.
  • The funds are typically used for inventory or equipment purchases.

Using the buttons below please apply for the loan that best suits your needs.

DreamMaker Loan Program

If you require up to a $20,000 loan for your business, then the GNEC DreamMaker Loan can be the right option for you. Borrow between $1,000 to $20,000 without a collateral pledge (case-by-case).

  • Final decision is determined by our internal credit committee.
  • Borrowers with ITIN numbers are acceptable.
Apply Today

Business Builder Loan Program

For business loans requiring in excess of $20,001 and up to $75,000, the GNEC Business Builder Loan Program can help.

  • Collateral for the loan will need to be pledged.
  • Final decision is determined by our internal credit committee.

If you require a loan over $75,000, GNEC also partners with other Community Development Financial Institutions to provide loans up to $100,000.

Apply Today

All loans are underwritten using a stress test rate of 9.5% to determine qualification. Upon review we will determine the best funding source for your situation.

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